Junior Middle Office Trade Financial Analyst (German) - Málaga

Junior Middle Office Trade Financial Analyst (German) - Málaga

Country: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

SCIB COO is looking for a Junior Middle Office Trade Finance Analyst based on our Malaga Office.

As a Middle Office Analyst, you will be part of the Documentary Trade Middle Office team based in Málaga but supporting local Middle Office teams across European Branches. You will collaborate with other teams such as Front Office GTB, bankers, legal, compliance, back office and IG in different geographies.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Support the structuring, management and control of documentary trade transactions (Guarantees and Letter of Credit) booked in European Branches: checking clients' requests and collecting right authorizations (legal, risk, compliance...). Book transactions in MO system, review closing memo and file of all documentation. Control of Precedent conditions in our transactions.
• Monitoring and reporting of the customers risks position if required, raising identified risks
• Monitoring and control all documentation and signatures to start operations and/or to disposal of the credit lines.
• Direct and proactive liaison with Back Office for the booking of the transactions, the fee management and various operational tasks.
• Support the accounting department providing any relevant information related to transaction booked in the branches.
• Be a direct and first point of contact for both clients and various internal departments in order to provide relevant information and solutions.
• Actively contribute to periodic internal administrative reports.

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

At least 1-2 years of experience preferably gained in an international environment, along with a sound passion for financial concepts as well as strategic thinking (preferred)

Education

• Bachelor's degree required (preferably Master's degree); strong academic track record (preferably in business administration, finance, accounting and / or economics). (Required).

Languages

• English: Highly proficient in spoken and written (Required).
• German: Highly proficient in spoken and written (Required).
• Spanish/Italian (Preferred).

Hard Skills

• Microsoft Office Package, proficient level (Required).

Soft Skills

• The successful person will need to be highly motivated, responsible, challenging, able to work as part of a team, highly problem solving, with a strong ability to adapt to a multicultural environment.
• Furthermore, the person will need to be able to manage middle office client's expectations in challenging circumstances with a direct liaison with different bank' departments.

WE VALUE YOUR IMPACT

Your contribution matters, and it's recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We're enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models-some days remote, some days onsite with your team-along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That's why we offer childcare support and family-friendly programmes tailored to each life stage.
• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that's only the beginning-we'll tell you more when you join!

We're here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.