Your tasks- Acting as the product expert for our credit cards: you know the product portfolio, the relevant business processes, systems and interfaces and provide professional advice to internal stakeholders;
- Actively driving the functional and technical development of our credit card products and services - from idea and concept through to implementation in our systems;
- Being responsible for end-to-end requirements management - from gathering, analysing and prioritising complex requirements to aligning them with internal departments (e.g. IT, Compliance, Operations, Risk) and external partners (e.g. schemes, service providers, processors);
- Working closely with various stakeholders, facilitating alignment, coordinating requirements and releases and ensuring transparent communication in the credit card product environment;
- Taking over test management for our credit card products and processes (e.g. planning, steering and documentation of tests - including online payments, contactless, e-commerce, tokenisation);
- Designing and optimising end-to-end processes around our credit cards (e.g. application, usage, authorisation, billing, limits, blocking processes) and creating structured, efficient workflows with a strong focus on quality and customer experience.
Your profile- University degree (e.g. in Economics, Business Administration, (Business) Informatics or a comparable field) or comparable qualified vocational training with substantial practical experience;
- Several years of professional experience in credit cards, cards & payments or payments in general, with in-depth product and process knowledge;;
- Strong understanding of digital processes, systems and interfaces, with the ability to grasp complex functional and technical contexts in the credit card environment and translate them into robust solutions;
- Structured and analytical working style, with the ability to manage multiple parallel demands, set priorities and make sound decisions;
- Strong communication skills, confidence in dealing with senior stakeholders and ease of working at the interface between business units, IT, service providers and other internal partners;
- Pronounced solution-oriented mindset, enjoyment of working independently and willingness to take end-to-end ownership for "own" credit card products within interdisciplinary teams and projects;
- Very good English skills, both written and spoken;
- German language skills are mandatory.
In return, we offer:- Good work-life balance, including 25 days annual paid leave (increasing with 1 day per year up to 31 in total), flexible working hours, work-from-home and work from abroad opportunities;
- Luxury package of additional health and dental insurance;
- Food vouchers in the amount of EUR 80 monthly;
- 6 additional annual days off for exceptional circumstances
- Employee assistance program for psychological, financial and legal consultations;
- Multisport card;
- Annual contribution of EUR 153.39 net per child for a summer camp/school/kindergarten for children up to age of 15;
- Possibilities for building career-advancing skills by covering training/certification courses and conferences based on individual learning and development needs, access to an online learning platform;
- Opportunities for long-term professional development in a stable, 150-year-old company while contributing to the vision of a new, just starting Digital Technology Center;
- Friendly and supportive multicultural environment, open to new opinions and ideas.
Commerzbank is proud to be an equal opportunity employer, committed to creating a diverse environment. All qualified applicants will receive consideration for employment without regard to gender, race, color, national origin, religion, gender identity or expression, sexual orientation, genetics, disability, age, or any other characteristics.
Our Benefits- Work internationally
- Work-life balance
- Health& Dental Insurance
- Multisport Card
- 25 up to 31 annual paid leave
- 6 Exceptional Days Off
- Food vouchers
- Employee assistance program
- Children Summer Camp Contribution
- Learning Platforms
Work internationally; Work-life balance; Health& Dental Insurance; Multisport Card; 25 up to 31 annual paid leave; 6 Exceptional Days Off; Food vouchers; Employee assistance program; Children Summer Camp Contribution; Learning Platforms
Bookmark job adPrint job adShare job ad
The companyCommerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so are we. We are leaving the traditional bank behind us and we are choosing to move forward as a digital enterprise.
As part of this strategy, Commerzbank continues the expansion of its Digital Technology Center in Sofia, Bulgaria. We need motivated people who will join us on this journey and we are looking for a
Senior Business Analyst with German in our
Cards and New Payments team.
ContactApply now with your up-to-date CV in English!
Due to the high volume of applications, we contact only the candidates who best match the role requirements. If you do not hear from us within 14 days, please consider that we won't proceed with your application at this stage